Posts Tagged “Dilemma”

Alright, blog #2 in the day of blogging.  A couple weeks ago I had to make a difficult decision regarding my career.  While I’ve come to terms with it, and think I made the best decision for myself and my future, I still don’t like that I feel like I was backed into it.  For those of you who don’t know, I was working for the Susan G. Komen foundation for the past 9 months, but only as a contractor.  I’d been trying to prove myself to my new manager who’d been hired a few months after I started, but he continued to delay hiring me with various insubstantial reasons, usually ending up with the fallback that his “gut feeling” was that I wasn’t ready.  A recruiter I worked with a year ago while I was unemployed contacted me after one such conversation almost a month ago, and told me he had a job lined up that I’d be great at.  I decided to pursue it, and in less than 8 days I had been on 2 interviews and received an offer.  It was decision time.

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Life has been a little crazy lately.  I was laid off from my full-time job effective the end of December, and have had no luck in my ongoing search for new employment since then.  The only thing keeping me from having a panic attack is the fact that I am on severance pay until the end of February.  However, come March I will have no income rolling in and that’s when the real panicking starts.  I made the decision recently to begin seriously pursuing beginning my own IT consulting business.  I’ve pondered names, domains, clients, and everything the business would entail, and must admit to being very overwhelmed.  But it’s something I want to do, so I started the research.  I just renewed the lease on my apartment for 6 months with the goal of getting a house come summer if my consulting business is successful.  But then I was informed that you can’t qualify for a mortgage if you’re self-employed unless you have 2 years of records showing sustainable income.  By summer I’ll be lucky if I have 6 months of records.  So I had to choose:  do I pursue my own consulting business and begin doing what I’ve wanted to do all along, or do I try harder to re-enter Corporate America and thus qualify for a mortgage later this year?  I can’t do both.  So which do I sacrifice, and which do I pursue?

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I’m faced with a moral dilemma.  I’m due to elect my benefits for 2009 by next week.  Even though my job is being discontinued at the end of this year, my benefits coverage extends at least a few months into 2009, and longer if I so choose.  One of the options I have when making my elections is to have a Flexible Spending card.  To my understanding, what this does is allows me to purchase medications and use for medical procedures like a credit card, and then the bill is gradually deducted from my paychecks throughout the year.  I was recently made aware of a very big loophole in the terms of the flex card, and I’m not sure whether or not I’ll be acting on it.

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